Private expense tracking · iPhone & iPad

Your spending.
Make sense of it.

Understand where your money goes. Keep track of reimbursements. Make room for your savings goals. Bring it all together with Pluto.

Download on the App Store

Recent history included for your first 30 days.
No automatic charge. See pricing & access

On-device recordsNo bank credentialsOptional Gmail import
Pluto Home: net personal spend, spending trend, monthly budget and recent transactions, shown with demo data.
Actual Pluto screen · Demo data

From transactions to understanding

More than a running total.

Your expenses have a history, a pattern and sometimes a reimbursement. See how they fit together.

01 / EXPENSES

Find the purchase.
Keep the context.

Search your transactions, review the details and correct categories. Your spending history, organised and easy to revisit.

Pluto's transaction history with search, filters, tags and itemised purchases. Demo data.
02 / ANALYTICS

See where
your money goes.

Explore spending by category and merchant, spot recurring costs, and compare patterns across your imported history.

Pluto Insights showing a spending chart and category, merchant and recurring-cost breakdowns. Demo data.
03 / SAVINGS

Make room for
what matters.

Set a savings target, review suggested changes and protect the spending you want to keep. Build a plan around your priorities.

Pluto's savings plan showing a target, suggested spending changes and protected categories. Demo data, not promised savings.

Actual app screens with demonstration data. Suggestions depend on your imported history.

Reimbursements, in the picture

You paid for it.
Keep track of what
comes back.

Review expenses that may qualify under your reimbursement policies. Confirm what applies, then record the amount you actually received.

A suggestion is a starting point. You stay in control of the confirmed amount.

  1. Set your policies

    Add the reimbursement rules and limits that apply to you.

  2. Review suggestions

    Check which expenses may be reimbursable.

  3. Record what you received

    Keep suggested and confirmed amounts distinct.

How reimbursements affect personal spending
Pluto showing an ₹850 team lunch as ₹430 after a confirmed ₹420 reimbursement. Demo data.
₹850 paid − ₹420 received = ₹430 personal cost.
Actual Pluto screen · Demo data

Start with a history

Your spending didn't
start today.

Bring older Gmail receipts and payment alerts into Pluto with historical backfill. Look beyond this month's spending, find an earlier purchase and give your analytics more context.

Older history requires a subscription. Available records depend on the emails Pluto can successfully import; it isn't a complete bank or payment feed.

See how access works

Spending made private

Your records.
On your device.

Read the privacy policy

Connect only if you choose

Gmail import is optional. You can explore Pluto's planning features without connecting it, and you don't share bank credentials.

Read-only, explained clearly

Google's read-only permission is broader than receipts alone. Pluto looks for transaction-like mail. It cannot send, edit or delete emails.

Control your local records

Imported spending records, reimbursement policies and savings plans stay on your device. Disconnect Gmail or delete local data from Pluto's privacy controls.

Try it with your routine

Get to know
your money better.

Start with recent spending. Decide whether Pluto earns a place in your everyday routine.

Need help getting started? Get support.

Monthly subscription · India

₹29/month

  • Your first 30 days include the recent 30-day ledger, with no automatic charge.
  • A subscription unlocks older history and continued access after the complimentary period.
  • Subscribing starts your paid term immediately and renews automatically unless cancelled.
Download Pluto

Other plans are available in the app. Prices vary by storefront. Review the price and renewal terms shown by Apple before purchasing.

A few useful details.

Will Pluto capture every expense?

No. Your history depends on the records Pluto can successfully import. Some payments may be missing or need category corrections. Review the underlying transactions when using its insights.

Do I need to connect Gmail?

No. Gmail is an optional way to import receipts and payment alerts. You can explore planning features without connecting it. Imported spending analytics and reimbursement suggestions need transaction data to work from.

Can I import older transactions?

Yes. Historical backfill imports older Gmail receipts and payment alerts that Pluto recognises. Older history requires a subscription, and coverage depends on the messages available.

Does a reimbursement suggestion mean I've been paid?

No. Suggestions are based on your policies and transaction data. Review them and record the amount you actually received; a suggested amount is separate from confirmed reimbursement.